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Salary Calculator UK

Estimate your take-home pay after tax, National Insurance, pension and student loan deductions.

UK Take Home Salary Calculator 2026/27

Enter your salary and estimate your yearly, monthly and weekly take-home pay after Income Tax, National Insurance, pension contributions and student loan repayments.

This calculator is for estimates only. Your actual payslip can vary depending on your tax code, pension setup, benefits, bonuses, payroll period and employer deductions.

Note: Pension handling is simplified. “Before tax estimate” reduces taxable pay. “Salary sacrifice estimate” reduces taxable pay and NI pay. “After tax deduction” deducts pension from take-home pay after tax and NI.
Tax code note: The default here is 1250L. You can change it to your own tax code, for example 1257L, BR, D0, D1, 0T, NT or K codes. This is still an estimate.

Estimated Monthly Take Home

£0.00
Enter your salary and calculate.
£0.00 Yearly take home
£0.00 Weekly take home
0% Effective deduction rate
£0.00 Estimated net hourly
Breakdown Yearly Monthly Weekly
Gross salary £0.00 £0.00 £0.00

How This Salary Calculator Works

The calculator converts your salary into an annual amount, estimates pension deductions, applies Income Tax bands or special tax code handling, estimates employee National Insurance, then subtracts student loan repayments where selected.

What This Calculator Includes

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Salary Calculator FAQ

Is this calculator exact?

No. It is an estimate. Your real take-home pay can depend on tax code, payroll period, benefits, bonuses, pension rules and employer deductions.

Can I enter my own tax code?

Yes. Enter your tax code into the Tax Code box. The calculator supports common tax codes such as 1257L, BR, D0, D1, 0T, NT and K codes.

Does it include Scotland?

Yes. You can choose Scotland from the tax region dropdown.

Does it include student loans?

Yes. You can choose Plan 1, Plan 2, Plan 4, Plan 5 and postgraduate loan.

Does this tool save my salary?

No. The calculator runs in your browser and does not save anything to a server.